REI will donate $.10 per REI Co-op Mastercard purchase transaction made between 4/1/2017 and 12/31/2017 to the National Forest Foundation, up to $1 million. Non-Purchase transactions, including cash advances, convenience checks, balance transfer, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify. Transactions posted in late December 2017 may be applied to 2018 contributions. REI may change the benefit or named charity in future years. REI is solely responsible for making the donation. You’ll receive distribution of the 5% and 1% you earn back each year as part of your REI Annual Dividend.